The results for November 2025 Premium Bonds have been revealed today, showcasing the fortunate winners of two £1 million prizes. The initial winner, hailing from Shropshire, possessed the maximum £50,000 in Premium Bonds, with the winning bond number 258GE105589 obtained in October 2015. Meanwhile, the second £1 million victor resides in York and also holds £50,000 in Premium Bonds, acquiring the winning bond number 568FY679677 back in February 2024.
Premium Bonds, a savings product offered by National Savings & Investment (NS&I), differ from traditional interest-bearing accounts by entering participants into a monthly prize draw. Prizes range from £25 to £1 million, with no guaranteed winnings, emphasizing the luck-based nature of the draw where the majority of prizes are of smaller denominations.
The odds of winning a prize with Premium Bonds stand at 22,000 to 1 for each £1 bond, with a cap of £50,000 per individual. NS&I Retail Director, Andrew Westhead, extended congratulations to the jackpot winners, commencing their festive season with a substantial financial boost.
Winners are promptly notified by NS&I via email or text message, providing the option to receive the prize money directly into their bank accounts or reinvest in more Premium Bonds. To check for winnings, individuals can utilize the NS&I online prize checker or the Premium Bonds prize checker app, with the current prize fund rate set at 3.60%.
Although the prize fund rate has slightly decreased in recent months, the draw still features two £1 million prizes monthly. The August 2025 draw saw a reduction to 3.60%, impacting the allocation of prizes across different value ranges. The total number of Premium Bonds holders nears 23 million, signifying the widespread popularity of this unique savings scheme.
